The trial attorneys and labor unions opposing Initiative 1082 seem to be employing a "whatever sticks to the wall" strategy for convincing voters to reject I-1082, the business community's measure to allow private insurers to compete with the state to offer employers the workers' compensation coverage they need to protect their workers. Simply put, to give businesses a choice.
The Hammer realizes the inherent difficulty in persuading intelligent voters that a state monopoly is good and competition is bad (only labor unions and trial attorneys could believe that). The no on I-1082 camp clearly has an uphill battle.
So we're not surprised that in their effort to get voters to reject the innate common sense of I-1082, they've ginned the anti-1082 propganda mill into overdrive.
First they kicked off their campaign with paranoid warnings that I-1082 was a ploy to allow greedy Wall Street insurance titans to take over the state's workers' comp system so their fat cat executives can use the evil profits to buy mansions and yachts. They invoked every big business Wall Street cliche, from taxpayer bailouts to high executive salaries. Of course, while labor and lawyers attack capitalist ideals, Wall Street is currently the state's best friend--the profits from their stock market investments are the only thing preventing the state-run workers' comp fund from total collapse.
Then they hystrionically declared that injured workers would be victimized by said Wall Street insurance titans. After all, anyone motivated to turn an evil profit surely would do so at the expense of injured workers. Nevermind the fact the state routinely victimizes injured workers who want to return to their job and paycheck by forcing them to languish for an average of nine months in "time-loss purgatory."
Next they threw integrity to the wind, making up lies to alternately warn that workers and business owners would be left unprotected because the evil insurance companies would operate unregulated, beholden and accountable to no one. Washington would be the Wild West of workers' comp. Nevermind the fact that nothing in I-1082 exempts any insurer from consumer protection laws or insurance regulations. In fact, consumer protection laws will be enhanced because under I-1082 the state will have to abide by the same insurance regulations that govern private companies--an inconvenience from which they are currently exempt.
Now they're trotting out a feigned concern for the evil profit margins of small businesses. In a press release today they melodramatically caution businesses' bottom line will suffer if I-1082 passes. The release notes that I-1082 ends the state's unique (unique as in Washington is the only state in the nation that does this) practice of forcing employees to pay a portion of workers' comp taxes. While labor unions have for years argued employers should pay the full freight of workers' comp taxes, suddenly they're arguing employers will suffer if employees are let off the hook for paying their fair share. Of course what they don't mention is many businesses ALREADY pay their employees' share of workers' comp taxes. So for them nothing changes...except what they pay will eventually decrease because competition will drive prices down, as it has in other states. For the businesses that don't pay their employees' share--as one small business owner put it: "I would much rather pay 100% of the premiums and have a choice." That's why the Association of Washington Business, which the press release disingenuously quotes out of context, has endorsed I-1082 (as have hundreds of business owners and every major business organization in the state).
Nothing screams desperation like a campaign designed to mislead voters with hypocrisy, lies and false implications.